Step Cottage

The Bank
St. Mary’s
Isles of Scilly TR21 0HY



A characterful granite cottage being one of a small group of fisherman’s cottages built probably in the 1700s.

Situated in an area known locally as “The Bank” in Hugh Town, St. Mary’s which is less than 100 yards away from St. Mary’s harbour and quay. Step Cottage fronts a pedestrian footpath whilst having a boundary to a narrow one way road known as Jerusalem Terrace.

“The Bank” is at the western end of the high street of Hugh Town and therefore very convenient for all local amenities.

The vendors, over the course of the last 21 years, have made very sympathetic modernisations and thoughtful alterations to the property in order to maintain the inherant character of this Grade II listed cottage

At the front of the cottage is a southerly facing fore garden enclosed by a granite wall which approaches the front door.

The accommodation comprises:

Hallway with staircase to the first floor.

Lounge 11’5” x 11’2” An impressive and original stone fireplace with built in cupboards and shelves to either side are a feature of the room.
NB the chimney flu has recently been re-lined but the wood burning stove is redundant.
There is a further original cupboard beneath the window seat. Wall mounted economy 7 electric panelled radiator linked to timer control. Eight power points. Telephone point. Television aerial socket. Two wall light points.

Second Living Room or Dining Room 11’2” x 11’2” Again with a feature granite fireplace having a slate hearth and reclaimed oak beam.
NB the chimney flu has recently been re-lined but the wood burning stove is redundant.

There are original cupboards built into either side of the fireplace together with shelving. Wall mounted economy 7 electric panelled radiator linked to timer control. Six power points. Two wall light points.

Two doors from this room lead into:

Bedroom ( or further Reception Room) 10’7” x 9’8” Again with a granite fireplace and slate hearth. Wall mounted economy 7 electric panelled radiator linked to timer control. Six power points. Television aerial socket. Two ceiling mounted spot lamps.

And an Inner Hallway which in turn approaches:

Kitchen 11’0” x 11’4” An imposing room with exposed pine rafters and roof trusses which gives the room a spacious feeling. There is a tile effect vinylay covered floor and fittings include a Belfast sink with wooden work surfaces and drainers to either side and a range of cupboards beneath. Additional cupboard space is provided by a large pine cabinet with a triple wall cupboard above. Wall mounted electric panelled radiator. Ten power points. Electric cooker point. Electric ventilation. Eight roof mounted spot lamps. Abundant light is provided by a large picture window overlooking the yard outside plus a roof light. A most unusual feature is an elevated occasional single bed accessed by a removable ladder and with guard rails plus a small window which has views across the bay to the island of Samson, the bed is situated above the :

Laundry Room with power and plumbing for washing machine etc.
Cloak Room Fitted with low level w.c. and mini wash hand basin. Electric ventilation.

From the hallway the original staircase leads to the first floor (above the staircase is a cupboard housing the electric meter and fuse boxes etc.

“L” Shaped Landing Two power points. Three recessed ceiling down lighters. access to loft space which houses the pressurised water combination cylinder.

Bedroom 11’2” x 10’11” Having a wall mounted economy 7 electric panelled radiator linked to timer control. Original built in cupboards. Eight power points.

Bedroom 6’6” x 5’7” (plus 3’0” x 3’0”) Four power points. Two recessed ceiling down lighters.

Bedroom 10’4” x 9’4” Having a wall mounted economy 7 electric panelled radiator linked to timer control. Eight power points. Four ceiling down lighters. Telephone point.

Bathroom Fittings include a panelled bath. Low level w.c. Pedestal wash hand basin with a fluorescent light / shaver socket over. wall mounted electric panelled radiator/ towel rail. Two recessed ceiling down lighters. Extractor fan.

Separate Shower Room The walls are completely lined with Respatex wall panelling. Shower cubicle with a Redring Active electric shower unit.

Separate Airing Cupboard with fitted shelving.


As previously mentioned Step Cottage is approached through a south facing fore garden abundantly stocked with flowering shrubs and enclosed by a granite wall.
In addition a stable door from the kitchen leads into a westerly facing totally enclosed paved yard, outside light and cold water tap / meter, steps and a separate gate leading into Jerusalem Terrace. This private area is a quiet haven to enjoy the late sunshine.

Store Shed of granite construction with electric light.

FURNISHINGS: Please see separate inventory detailing furnishings, fixtures and fittings included in the sale of Step Cottage available upon request.
SERVICES: Mains electricity, water and drainage are connected.
ASSESSMENTS: For the purposes of Council Property Tax, this property is designated in Band ‘E’ in the Valuation List, producing a charge of £1993.25 for the year 2021/2022.

TENURE: Freehold


The information given in these particulars is intended to help you decide whether you wish to view this property and to avoid wasting your time in viewing unsuitable properties. We have tried to make sure that these particulars are accurate, but to a large extent we have to rely on what the seller tells us about the property. We do not check every single piece of information ourselves as the cost of doing so would be prohibitive and we do not wish to unnecessarily add to the cost of moving house.

Once you find the property you want to buy, you will need to carry out more investigations into the property than it is practical or reasonable for an estate agent to do when preparing sales particulars. For example, we have not carried out any kind of survey of the property to look for structural defects and would advise any homebuyer to obtain a surveyor’s report before exchanging contracts. If you do not have your own surveyor, we would be pleased to recommend one. We have not checked whether any equipment in the property (such as central heating) is in working order and would advise homebuyers to check this. You should also instruct a solicitor to investigate all legal matters relating to the property (e.g. title, planning permission etc.) as these are specialist matters in which estate agents are not qualified. Your solicitor will also agree with the seller what items (e.g. carpets, curtains, etc) will be included in the sale.